The City of Brockton in partnership with Brockton Redevelopment Authority (BRA) and NeighborWorks Housing Solutions (NHS) is offering down payment assistance to eligible first-time homebuyers purchasing a single or two-family home (no condo’s) in the City of Brockton. The First Time Homebuyer Program (FTHP) program is funded by the U.S Department of Housing & Urban Development (HUD) HOME Investment Partnership

The FTHP offers a maximum of $15,000 financial assistance though a zero-interest deferred loan, repayable in the event of property transfer of ownership or loan refinancing (except for rate and term of the loan). The approval for funding is based on the amount of assistance needed at the mortgage closing. The funds are subject to availability.

Income eligible first-time homebuyers will be considered for a 0% interest-deferred payment loan equal to 3.5% of the purchase price (up to $12,000) through the BRA secured by a Mortgage and Promissory note. In addition, NHS may provide additional funds up to 25% of the amount provided by the City (up to $3,000).

Please click on the following links for program guidelines and Application.

Policies & Procedures

Application

Other Forms

Mandatory Eligibility Session

After you have reviewed all of the information above and if you are ready to go on to the next steps, complete an application and submit it to:

Cynthia Pendergast
NeighborWorks Housing Solutions
Brockton Program Director (HUD Certified Housing Counselor # PJGFHM)
cpendergast@NHSMass.org
P: (617) 770-2227 ext. 346
F: (508) 580-0951

Once your application has been reviewed and approved it will be forwarded to the BRA. Failure to follow these steps in order may cause delays in the process.

Questions & Answers

If you have any questions or concerns, please submit them to the BRA’s Grant Program Coordinator below. Your questions will be answered and responded to in the order that they were received..